For the first time, live the experience of a fully digitized online loan, from the submission of your application to the signing of the contract and the payment of your money.
Your contract, 100% online.
Milenia, focused on simplicity and quality, innovates with a fully online loan. Sign remotely with E-ID and E-Sign, providing a secure and transparent process. No more paperwork, no more travel. Your approach, your pace, our responsibility.
Milenia's values (simplicity, responsibility, clarity and quality) are centred on improving your life; This is our main mission.
This encourages us to constantly evolve and present you with solutions and services that will have a positive impact on your procedures, especially administrative ones.
This is why we offer you, as a first step, to take out your loan in a 100% digital way.
In partnership with Cembra Money Bank, you can take full advantage of your online credit without worrying about paperwork.
Even your credit agreement can now be signed remotely.
This may seem like a no-brainer in a world filled with new technologies, but until now, no one in the personal loan business offered this service.
Those days are now over and we're proud to share it with you!
After all, until recently, all your contract documents were signed manually and sent to partner banks.
That is now history. So forget all postal exchanges, purchases of stamps, envelopes, paper; All you need is an internet connection... That's better, isn't it?
This process required the implementation of new technological tools:
E-ID, which allows you to be authenticated remotely.
It is a digitized proof of identity that allows you to be recognized and to have your financial and administrative transactions carried out electronically.
You will receive a link that you can click on and a caller will ask you to show your ID. That's it!
Then, the E-Sign which gives you the opportunity to sign your documents digitally.
Simplicity and security are guaranteed.
Isn't it more complex than it used to be?
It is legitimate to have this kind of intuition, we present you a totally digital method.
After all, we're moving away from the traditional methods we're used to and moving towards a new solution.
It's called change and it can be scary.
Simplicity above all!
However, with our new online credit offer, all this simplifies your credit application.
No need to move around, everything is accessible on a computer with internet access.
You no longer need to go to our offices, nor do you need to go to the post office.
If you don't need to go to the post office anymore, you don't have to bother with paperwork.
In short, don't waste precious time and move to the digital speed.
As you can see, you can now approach your procedures with much more ease.
Even if you remain skeptical about this transformation, which is perfectly understandable, digital progress allows for better cooperation, more transparency and more service for you, our dear customers.
Everything remains clear. Our advice above all.
You will always have access to an advisor if needed.
The digitization process simply allows you to benefit from a tailor-made approach that meets your financing needs.
While you can rest assured that you can file paper documents manually, don't worry about keeping your documents digital.
This is also safer knowing that your digital documents cannot burn, get lost, wear out... Everything is carefully preserved in a secure space.
This is in accordance with the new data protection law.
When in doubt, our fundamentally human approach remains tangible.
All you have to do is call us or make an appointment at our offices if it seems useful and reassuring. In all other cases, in a few clicks, in a few days, your application is completed, analyzed, submitted, accepted and signed. Your financing follows in the aftermath.
Responsibility is still there!
A responsible approach remains at the heart of our digital initiative.
Authentication process, confidential procedure, access to an advisor... Every step, every need is designed to meet your needs.
No identity theft is possible, no action can be validated without your consent. You are only liable if you wish to do so.
For the electronic signature of your documents, the task is going to be complicated, practice signing on a screen now, it doesn't change anything on paper but you never know. We're joking, of course...
On a more serious note, the electronic signature will concern your credit agreement. No, you won't have to sign on your screen, but you will have an electronic signature that only you will know how to activate.
You have the same rights and protections as before. A two-week right of withdrawal after signing the contract, the possibility of adapting your credit formula, the right to an in-depth analysis of your file to avoid the risk of over-indebtedness, etc.
The digital management of your file from A to Z has no impact on the safeguarding of your rights and the seriousness with which we assume our responsibilities of advice and facilitation is only tenfold.
In a word: Quality.
The cost of this service that leads to less time and hassle? There is none.
Since our creation, our role as a financial platform is simple, clear and responsible financing platform has generated no expense for you.
You won't have to cover any supposed administrative costs or so-called file creations.
Our remuneration is established with our banking partners, not our customers.
Is my access to human advice, delivered by a physical personal advisor, still assured? Yes, of course.
Whether in person, via WhatsApp or by email, your advisor, based in Switzerland, will always be at your disposal.
What do I need to do to activate this digital application process?
Just go to our website. Everything is explained, in all simplicity. Promised!
Can I always count on a highly individualized approach that takes into account my reality and my personal financial situation? That goes without saying!
It's our job, our passion.
Regardless of my signature method, do I still have attractive rates? The best on the market!
As Switzerland's leading financing platform, we offer you the most suitable and favourable solutions and conditions.
For Milenia, technology is synonymous with process improvement.
True to our mission, we work to put this technology at your service, in a fundamentally human way.
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